Fix My Portfolio: I need cash, but I don’t want to sell my stock. Is it safe to take a portfolio loan?

Got a question about the mechanics of investing, how it fits into your overall financial plan and what strategies can help you make the most out of your money? You can write to me at beth.pinsker@marketwatch.com.  

Say you want to buy a house, but you already have a house. You need short-term access to some money so you can make a down payment on the new place without making the deal contingent on selling your current place. You might look at your stocks and think: I don’t want to sell anything right now and incur potential…

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