More than 2.3 million people in Ohio are signed up for Medicare, making it the sixth-largest U.S. state for Medicare beneficiaries.
is the government health care program for people age 65 and older. is an all-in-one alternative to Medicare that offers all the same benefits and usually some extras, such as dental and vision coverage.
Medicare Advantage plans offer more benefits than Original Medicare, and they are often cheaper than paying for Medicare and a , but they offer less flexibility since you’ll need to get care from within the plan’s network of providers. Weigh your options to determine what plan best suits your needs.
With about 1 in 6 people in Ohio being over 65, the state offers a variety of Medicare and Medicare Advantage plans.
Each year, the Centers for Medicare & Medicaid Services, or CMS, awards every Medicare Advantage plan a star rating on a scale of 1 to 5, with 5 being a top-rated plan. There aren’t any 5-star Medicare Advantage plans in Ohio, but below are plans that received the best ratings in the state for the 2021 plan year. (Check out more information about .)
The plans below are rated 4.5 stars out of 5 by the CMS:
Medical Mutual of Ohio: MedMutual Advantage Preferred, MedMutual Advantage Premium, MedMutual Advantage Select.
PrimeTime Health Plan: PrimeTime Health Plan Aultimate, PrimeTime Health Plan Basic – MA Only, PrimeTime Health Plan Classic, PrimeTime Health Plan Plus.
It’s crucial to ask a few questions while . Here’s a quick checklist to help you consider your options:
You can use to compare plans in your area.
Get more information below about some of the major Medicare Advantage providers:
If you have additional questions about Medicare, visit Medicare.gov or call 800-MEDICARE (800-633-4227, TTY 877-486-2048).
This post was originally published on Nerd Wallet