Need to Know: Mortgage rates are too high to move. Here are four stocks that benefit, according to a money manager.

It’s a big day for the economy, with data on inflation and the latest Fed minutes due for release. More on that later.

But first let’s discuss the housing market, and this startling chart.

It shows the huge gap between mortgage rates, and the rates that Americans are actually paying — a gap that hasn’t been this wide since the early 1980s,…